Flip: Transfer Antarbank Gratis, Isi Pulsa & Kuota

Free money transfers to 100+ banks—Flip: Transfer Antarbank Gratis, Isi Pulsa & Kuota makes moving money fast, simple, and zero-cost. Whether you're sending domestically or internationally, topping up your phone, or paying bills, Flip removes the fees that eat into your savings.

Transfer money instantly to BCA, BRI, Mandiri, BNI, CIMB, Bank Jago, and over 100 other Indonesian banks—all without admin charges. Send funds abroad to 60+ countries including Malaysia, Thailand, Philippines, Singapore, and beyond, with competitive exchange rates and fees starting from just IDR 20,000. Your first international transfer comes with zero admin fees. Flip Globe lets you transfer to e-wallets like GCash, WeChat, Alipay, and international banks such as Bangkok Bank, DBS Singapore, and HDFC India, making it easier than traditional remittance services.

Shop smarter and earn cashback simultaneously. Use Flip Deals when purchasing from Shopee, TikTok Shop, Traveloka, Tiket.com, and Agoda to unlock up to 60% cashback on your orders. Every transaction becomes an opportunity to save more.

Stay connected worldwide with Flip Travel eSIM—no physical SIM card swaps needed. Activate instantly from the app and enjoy fast 5G-capable internet across 150+ countries, starting at IDR 20,000. Perfect for holidays, business trips, umrah, or study abroad. Use it as a hotspot to share connectivity across all your devices.

Top up phone credit and data packages at the lowest prices. Choose from Telkomsel, Indosat, XL, 3, Smartfren, and AXIS with flexible daily, weekly, and monthly plans starting from IDR 2,000. Reload your e-wallet balance (OVO, GoPay, ShopeePay, DANA) and save on every transaction across Shopee, Tokopedia, Lazada, and other platforms.

Pay utility bills and subscriptions hassle-free—electricity tokens, PLN bills, PDAM water payments, Indihome internet, and BPJS Kesehatan all handled through one app at reduced rates. Pay credit card bills from 17+ banks free for your first two transactions monthly. Deposit cash at Indomaret without transfer fees, or scan QRIS codes at any merchant to pay directly from your Flip balance.

Flip: Transfer Antarbank Gratis, Isi Pulsa & Kuota consolidates banking, top-ups, bills, travel, and shopping into one secure, fee-free platform designed for Indonesians who want to keep more of their money.